Chase Ultimate Rewards Guide - How to Earn and Redeem Points

Chase Ultimate Rewards are the reward points offered to Chase credit cardholders. Using Chase credit cards can earn reward points in your daily life. You can use these points to maximize the overall experience. In addition, you can redeem the points and transfer them to an airline or hotel that works in association with Chase. Wait, this is not all; the advantages of Chase Ultimate Rewards have just begun. If you are willing to know in-depth information about Chase Ultimate Rewards, then read this post carefully. 

What are Chase Ultimate Rewards points? 

Chase Ultimate Rewards Points are your friend from travelling to shopping to dining. A credit card reward program that offers Chase credit card owners the chance to earn exciting reward points. The more you spend on travelling or daily expenses, the more reward points you can earn. Moreover, the best thing about these points is that you can redeem them. Cashback, Apple or Amazon purchases, travel, and gift cards are the prime options for redeeming reward points. 

How do I earn Chase Ultimate Rewards points? 

Getting a Chase credit card is crucial to earning Chase Ultimate Rewards Points. The card must be valid so the cardholder can easily score the points. You can gather Chase Ultimate Rewards points on each purchase by utilizing Chase-branded reward cards. The chief Chase-branded reward cards include Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom Unlimited, Chase Freedom Flex, and more. These cards at grocery stores, streaming facilities, restaurants, gas stations, and other locations can get you the maximum Chase Ultimate Reward Points. 

Chase Sapphire Preferred Card  

10x reward points are given to users if they use Chase Travel for car rentals and hotels. However, it is only imposed on the users after they have completed the travel purchase of 300 USD per year.  At dining like restaurants, you can earn 3x points. When purchasing Chase Dining with a reward, you can earn 10x points. 

Chase Sapphire Reserve  

5x points are offered to users if Chase Travel is used to purchase travel. On qualified delivery, dining facilities, and on certain smart TV add-ons, you receive 3x points. On other travel purchases, you are eligible to get 2x points.  

Ink Business Preferred Credit Card 

After opening the account, you can get 90,000 points as a bonus if you spend 8,000 USD in the first 90 days. The first 150,000 spent through this card will give you 3x points per USD. However, the purchase must involve travel, internet, cable, and shipping purchases combined. 

Ink Business Cash Credit Card 

In the first place, you have to spend 3,000 USD on purchases within the first three months of opening the account to earn 350 USD points. Within 6 months of opening the account, if you spend 6000 USD through this card, you will be given an extra 400 USD. 

Ink Business Unlimited Credit Card 

If you spend 6000 USD on purchases in the first 90 days after opening the account, you can acquire a 750 USD bonus cash back. If you use Ink Business card for business purposes, you can obtain unlimited 1.5 % cash back on every purchase. 

Chase Freedom Flex 

If a purchase is made through Chase Travel, a cash back of up to 5% will be given. You can obtain a 3% cash back on drugstore purchases and dining at restaurants for eligible delivery and takeout. You can avail of 1% cash back for all your spending through Chase Freedom Flex. 

Chase Freedom Unlimited  

On any travel purchase made through Chase Ultimate Rewards, a 5% cash back is fixed. A 3% cash back is given to the users on eligible food delivery and takeout. Except for these, a 1.5% cash back is definite on all other purchases. 

Do Chase Ultimate Rewards points expire? 

Users with Ultimate Reward Points can enjoy the advantage of the reward points until their credit card account is active. You can no longer benefit from accumulated points when the credit card account is closed. 

What are Chase Ultimate Rewards points worth? 

The Chase Ultimate Rewards points' worth is based on your credit card type. The point's worth also depends on the category you are redeeming. Users with Chase Ultimate Reward Points can obtain 1.25 cents per point while redeeming the reward points using the Sapphire Preferred Card. You will acquire 1.5 cents per point if you use the Chase Ultimate Rewards portal to book travel with a Sapphire Reserve Card. Each point is equivalent to 1 cent for users who want to redeem their Chase Ultimate Rewards points for cash back. Furthermore, if you have 10,000 Chase Reward Points, it is around 100 USD, and 100,000 points are worth around 1,000 USD.  

How to redeem Chase Ultimate Rewards points?   

Redeeming the Chase Ultimate Reward Points is not challenging. The process is simple and convenient. Here are the ways you can use to redeem the Chase Ultimate Reward Points:  

• Cash back: Redeeming the Chase Ultimate Reward Points for cash back is possible through the Ultimate Reward Portal. As per your convenience, you can get the cash back in your bank account or get it as a statement credit. 
• Transfer Chase reward points: These Chase Reward Points permit users to transfer reward points to their travel partners. This is exclusively for the cardholders of the Sapphire Preferred or Sapphire Reserve Card who are using the card for travel purposes. To transfer the Chase Reward points, you are advised to log in to the Chase Ultimate Rewards Portal and select the icon of Transfer to Travel Partners. 
• Gift cards: The Chase Ultimate Reward Points are worth 1 cent for the gift cards. To use these points, you are suggested to arrive at the Chase Ultimate Rewards Portal. The value of the points might increase as Chase puts discounts on a few of the gift cards. 
• Book travel: You have the possibility to redeem Chase Reward points to reserve travel through the Chase Travel Portal. Whether you are thinking of booking a flight, a rental car, or hotel reservations, you can do it all with reward points. You can get 5x reward points if you have a qualified Chase Credit Card, which you can use for the flight booking.